₹24,18,250 · 24.18 lakh at ₹96.73 per $
Cognizant employee? Your salary, bonus and RSUs are one bet.
Spread it before your next vest. See what a fall would cost you, and how people spread it out.
Three questions, your own numbers
Saved rate from 7 Oct 2026. Change it to use your own.
Savings, funds, EPF, property equity. 50.00 lakh
Pick a drop you would want to plan for.
What you own
₹24.18 lakh sits in Cognizant stock. That is 33% of your net worth.
What could go wrong
A 40% fall would cost you ₹9,67,300. Your salary, bonus and shares all depend on the same company.
Spread it out
Move part of it into everything else. Pick a share:
Today33%After moving ₹7,25,47523%CognizantEverything else
If Cognizant falls 40%
Keep it all–₹9,67,300You loseMove 30%–₹6,77,110You loseWealth protected₹2,90,190Loss avoided by movingThe trade-off: if Cognizant rose 40% instead, you would gain ₹2,90,190 less, because moving money out trades some upside for protection. Money you move is assumed flat. Tax, brokerage and currency costs are left out, and selling can trigger capital gains tax on any gain since vesting.
RSU Hub has partnered with Borderless. Borderless lets you open a US broker account from India, so you can diversify your existing US stocks in one place.
Diversify 30% · move ₹7,25,475Want a hand? Reach out to us on WhatsApp and we will guide you through opening the account.
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Quick facts
| Ticker | NASDAQ: CTSH |
|---|---|
| Incorporated in | United States |
What are your Cognizant RSUs worth in ₹?
Example value. Swap in the latest price.
Saved rate from 7 Oct 2026. Change it to use your own.
Tax and filing, the short version
The tax rules for RSUs of a US-listed company are broadly the same whichever employer you have: tax on vest day, capital gains when you sell, and Schedule FA to disclose the shares.
Check your own grant
Plan details vary by company and even by grant, so your grant documents are the final word. Look for these:
- Plan administrator (which broker holds the shares)
- How India payroll handles sell-to-cover
- Typical vesting schedule and plan type (RSU, PSU, ESPP)
- Trading blackout windows
Follow Cognizant RSU news
A short email when something changes for people holding these shares.
